Share Loans

Type Description APR* as low as
Share Loans Minimum- $500.00 3.5% over current share dividend rate
Personal Maximum- $10,000.00 (48 Months)
Per Board Approval		 13%
50/50 Loan
(1/2 SIG 1/2 Shares)		 Maximum - $20,000.00 (60 Months)
Per Board Approval		 9%

New And Used Vehicles

Model Year Term (100% Financing Available) APR* as low as
2024-2025 36 months & 48 months 4.90%
60 months 5.09.%
66 months 5.19%
72 months 5.29%
84 months (New Only) 5.79%
2021-2023 36 months & 48 months 5.09%
60 months 5.29%
66 months 5.39%
72 months 5.49%
2020 36 months & 48 months 5.39%
60 months 5.49%
72 months 5.59%
2018-2019 36 months 5.90%
48 months 6.00%
60 months 6.19%
2014-2017 36 months 6.29%
48 months 6.39%
2013 & Older 36 months 7.00%
48 months 7.15%

Motorcycles

Year Term APR* as low as
2024-2025(NEW) 36 months & 48 months 7.00%
60 months 7.20%
72 months 7.75%
2021-2023 (USED) 36 months & 48 monhts 7.50%
60 months 7.75%
72 months 7.95%
2020 & Older 36 months 7.95%
48 months 8.05%
60 months 8.25%

Boats

APR* as low as                                                

Term New Boats Used Boats
36 months 8.00% 9.00%
48 months 8.25% 9.25%
60 months 8.50% 9.50%
72 months 8.75% 9.75%
84 months 9.25% 10.25%
120 months (Minimum $30,000) 11.00% 12.00%

Recreational Vehicles

APR* as low as                                         

Term New RVs Used RVs
36 months 8.00% 9.00%
48 months 8.25% 9.25%
60 months 8.50% 9.50%
72 months 8.75% 9.75%
84 months 9.25% 10.25%
120 months (Minimum $30,000) 11.00% 12.00%

Conversion Vans

APR* as low as                                                                                                            

Term New Converstion Vans Used Conversion Vans
60 months 8.00% 9.50%
96 months 11.50% 12.50%

Mobile Homes

APR* as low as                                                                                                                  

Term New Mobile Homes Used Mobile Homes
10 years 11.00% 12.50%

Other Loans

Type Term Rate APR*
Consolidation 60 months 13%
Home Improvement 10 years (with proof) 10%

First Mortgage Loans And Home Equity

Visit www.memberfirstmortgage.com

CAR LOANS WITH TITLES AS COLLATERAL MUST HAVE TITLE WITH LIEN AND INSURANCE WITH LOSS PAYABLE CLAUSE. (THIS INCLUDES BOATS)

NAMES THAT APPEAR ON THE TITLE, MUST SIGN SECURITY AGREEMENT.

ONE-PAY AND LOAN RE-FINANCING AVAILABLE

RATE MATCH AVAILABLE

APY=Annual Percentage Yield. APR=Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval.

Refinance:

Example: A 5-year, fixed-rate refinance loan for $22,000 would have 60 monthly payments of approximately $403, at an annual percentage rate (APR) of 3.75%.  

Private party:

Example: A 5-year, fixed-rate private party loan for $18,000 would have 60 monthly payments of approximately $336 each, at an annual percentage rate (APR) of 4.50%.

RATES EFFECTIVE January 4, 2023. Rates Subject to Change Without Notice.

*APR=Annual Percentage Rate. APR based on Applicants credit and term of loan. Your APR may vary.